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Jan 31 2009

CFO of the Family – The Four Steps to Financial Success | review: book

Category: ho-dad parenting,tech opinion,tech reviewsjmacofearth @ 9:28 am

How to be the Family CFO by Kim Snider

family cfo by kim snider

Snider wants you to treat your personal finances with the same care and scrutiny a CFO would use in managing a corporation's bottom line. According to Snider, the family CFO uses three tools: planning, managing assets and liabilities, and managing behavior. These tools are taught within the context of her four steps:

Plan prudently. Beginning with personal financial statements (one for income, one for balances), Snider wants you to examine where you're starting. Next she asks you to come up with a vision. She helps you break down your vision into categories and then specific goals using a noun, verb, and a date. An example is, "Pay off all debt, except mortgage, by January 1st, 2009."

Lastly Snider asks you to face the difficult task of planning for the inevitable.

Save prodigiously. If you are financially savvy, you may already have these steps in place, but I'd venture that some of you are like me, just getting started on our road to financial freedom. Snider suggests setting up an emergency fund with six months expenses (not six months salary!), knowing the difference between good debt and bad debt, taking advantage of tax-deferred accounts (especially 401Ks), and saving for retirement before college.

Invest wisely. Snider starts this section by asking, "What is your money's higher purpose?" She challenges you to aim big, and then asks you to refine your investment plan by having you assess your temperament, your horizon (how long you have to invest), and where you stand on the risk/reward continuum. There are additional chapters where Kim discusses starting early, taxes on investments, investing your money yourself, creating passive income, minding inflation, and remembering to stay the course.

Manage risk. Managing risk starts with protecting your most valuable capital you! In these chapters, the author discusses various types of insurance, identity theft, and maintaining your credit score. She touches on topics aren't often covered, such as long-term care insurance, medical identity theft, and protecting yourself from obsolescence.

How to be the Family CFO at Amazon

@jmacofearth
permalink: http://bit.ly/family-cfo

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Jan 30 2009

Latest Twitter Spam is P*0*R*N – Who'd a Thunk It?

Category: tech opinion,tools,trust & reputationjmacofearth @ 4:31 pm

Have you seen the person below referring to herself as tiffany? If so please contact the twitter porn police.

twitter porn spam

In the mad rush for more-more-MORE followers are we that obsessed that we will follow the tweeter above? Sure she's attractive, but the link bait is a bit vacant don't you think? And then there is this:

twitter pornster tiffany has ONE update

Now how she found me to follow is a mystery, i'm well below the top 10k tweeters profile, but I guess if you are going to game the system you can pay folks in bangalore .50 an hour to build this type of profile 24/7. So it's not really surprising that I have gotten a lot of similar come-ons [pardon my pun] in the last few weeks. Granted some are more "business" oriented, and some are more explicit, MUCH more explicit.

I guess using the "block" function in twitter doesn't subscribe me to more of these scammers like "unsubscribing" to spam does. At least not yet.

twitter porn to block or unblock

Now if I "unblocked" tiffany again, as I was about to do to show the "block" button, all bets are off. Does it alert you when someone has unblocked you? I mean, how does it appear to the follower when they are "blocked?" Does my user name disappear from their list? And then if I were to unblock and my user name reappeared… Seems to me that would be an easy sniffer to write.

Is there a twitter API for "who blocked who" or "whose blocking?"

@jmacofearth
permalink: http://bit.ly/twitter-porn

+++

alternative scammer

alternative scammer

more twitter scam - superbowl party!

more twitter scam - superbowl party!

twitter trolls get thicker

twitter trolls get thicker

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Jan 30 2009

What is Your Imagination Immursed With? (The Artist's Way at Work)

Category: about me,connections,executive learnings,social mediajmacofearth @ 11:01 am

As my last moments at Dell faded out of view down the Texas Tollway this morning, I did what I usually do in times of massive renewal. I stopped at Half Price Books. I was looking for "Waiting for your Cat to Bark" but came away with "oh so much more." [Isn't that always the case?]

So one of the books in my stack was "The Artist's Way at Work." The cashier, a very chirpy and chatty woman, said, "Oh The Artist's Way, do you do the Artist's Way?"

"Well, kind of, I've just never seen it for business."

"Yeah," she lamented, pausing for a moment. "I've really been meaning to get back to reading the Artist's Way. I didn't really finish it last time."

"Yeah, it is a great book. And if you get the idea of the "morning pages," if that's all you get from it. And if you DO the morning pages, that process is transformational. That's the heart of the whole thing for me."

"You're absolutely right. They are great! …pause… Hey do you want an Adventure Watch," she said pointing to a kids watch hanging near the register.

"No thanks, I've got plenty of watches…" I looked at the box. "$3.99 well, what does the little thing do? Do you know if it still works?" The box looked pretty mangled. "Do you have any more of them."

"I don't think so."

I pull the box off the rack and here's what it looks like.

[ image of box to come - scanning now ]

Watch
Compass
Red Laser
Timer

All for $3.99 but it was clearly dead. Nothing flashed or dazzled when pushed. I pulled the little blue "guide" out of the box and a bag of tiny batteries fell out. Three different sizes of mini-batteries. Odd!

[ image of bag-o-batteries to come - scanning now ]

"Yeah, my son will love this. Hope it works."

"You can always bring it back if it doesn't."

"Well, there is that…"

She offered to bag my 6 books and I was out the door. A bright inner smile building up.

And I realized what the morning pages were for me. Waking up every morning and writing for a set time gets a person in the habit of conversing with their own thoughts and perhaps dreams that were experienced overnight. But what I think it does is it develops the inner dialogue between you and your narrator. And by cultivating that inner voice and writing it down, your thoughts and dreams are captured in a structured and concrete way.

Now the AW book recommends you not spend much time reviewing older morning pages or even really re-reading them at all. The idea being that the stream of ideas is merely part of the process. And the beauty of letting the stream flow by, picking out pieces of it and writing them down, and then moving on… The beauty of the morning pages process is the big ideas, the thematic desires of your life begin to emerge over and over. As you become more familiar with dialoguing or journaling with your inner process, your inner process develops more influence on your life.

And this blog is now part of my inner stream. I am thinking things out and reasoning with myself as I write. [Everyone does this when they write, this is not unique to me, it's the process.] And I have chosen to reveal just a few bits of my inner stream with others. Some days rambling and conversant [Note the brackets of the other voice.] and other days a video link to something that ignited a feeling in me. And then for some reason I share…

@jmacofearth
permalink: http://bit.ly/artists-way

And then… As Scott Berkun says in The Myth of Innovation, it is not the Eureka! moment that is the game changer. It is what happens after that moment that defines the innovators who are remembered. Because the process of bringing those Eureka! ideas to fruition is just plain hard work not magic.

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Jan 30 2009

Her Morning Elegance – Oren Lavie (VIDEO)

Category: musicjmacofearth @ 5:54 am

Once again something so amazing I have to post it rather than tweet it. WOW!

And I'll link to this amazing video from Snow Patrol, "You Could Be Happy."

@jmacofearth

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future posts

A Collaborative Space: WebEx, Go-To-Meeting, Skype, Basecamp (Teaming/Meeting Tools)
Twitter Problem: How do you find enough interesting people to follow? Then how do you keep up with them?
The Agile Mind: Construction, Evolution, Care, and Feeding Instructions for Mental Flexibility

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